(Note: dont call it a fanny pack in the UK. After starting her own blog, The 17 Best Ways To Earn Lots of Avianca LifeMiles [2023], The Dallas (DFW) American Express Centurion Lounge Location, Hours, Amenities, and More. If you use your Wells Fargo debit card to purchase things in Europe, you will pay an International Purchase Transaction fee which is 3% of the transaction amount for each purchase made with your debit card in a foreign currency that has been converted into a U.S. dollar amount by a network. Jack.these are the current fees charged by credit card companies for foreign transactions. The convenience of ATM cards and Credit cards extends worldwide, including Europe, thanks to a few global cash networks. TuulaI have never had trouble with my debit card from Wells Fargo. Chase Sapphire Preferred Benefits & Ultimate Rewards for Europe Travel In order to earn and use these Chase Ultimate Rewards points, you need to hold one of the Chase Sapphire credit cards. With a Bank of America debit card, for each $100 international withdrawal you pay $8 in fees, while for each $1000 international withdrawal you pay $35 in fees. Is this a smart move? They usually have an email address on their siteyou can ask themthey will helpusually. This is my favorite travel credit card with the most flexible travel rewards and a very generous sign up bonus. No problems either. Anything that threatens that easieness will not be used in the US. Check out your cardmember agreement for details on fees for international purchases. Can you use a business credit card for personal use? An easy way to avoid that risk is to place a simple travel notification on your Chase account. Why Would You Want to Notify Chase of Your Travels? Depending on the fees charged by your bank, it makes a lot of sense to withdraw the maximum allowed in one transaction. Of course youll consider things like what to pack and adding an international cell phone plan, but what about your bank? JulieFirst, talk to your bank before you travel.